Other Advice Services

Investment Strategies 

 Investment establishment & placement, such as a managed fund, shares, or a bond
 Gearing advice – borrowing to invest
 Regular savings plans
 Saving for your children’s education

 

Group Risk Insurance Strategies 

 Become an ‘Employer of Choice’ by providing Salary Continuance Insurance, Life Insurance and/or TPD Insurance to your permanent employees
Use Group Insurance to provide cost-effective automatically accepted cover for business owners and senior company management
 Reduce your exposure to accrued employee sick leave, annual leave & long service leave through a Group Salary Continuance strategy

 

General Financial Planning Strategies

 Debt consolidation and/or reduction
 Cashflow budgeting
Salary packaging
 

Centrelink Strategies

 Maximise Centrelink benefits, such as the Aged Pension
 Gain entitlement for the Commonwealth Seniors Health Card
 Gain entitlement for the Low Income Health Care Card
 Family entitlement planning, incorporating Family Tax Benefits, Paid Parental Leave, and/or the Baby Bonus

 

Aged Care Strategies

Minimise daily care fees
 Maximise Centrelink benefits
 Fund entry to Aged Care

Effective aged care planning will ensure that the family home is dealt with in the most financially effective manner whilst considering the emotional attachment.