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Personal Insurance Planning

Do you have a mortgage, other debts, a family or an income?
One of the biggest financial risks facing working-age Australians is the inability to provide for themselves or their family in the event of sickness, injury, or if they are no longer around.
Ask yourself the question "do I have enough savings to pay off the mortgage or to replace my income if I could never work again?"  
Let's face it; most people do not have sufficient funds and many would be forced to sell their house.  Wouldn't you rather your loved ones could pay off the mortgage if you were no longer here?  Often the best solution is to cover the monetary gap with personal insurance.
Personal Insurance includes Life Insurance, Trauma Insurance, Total and Permanent Disablement (TPD) Insurance, Business Expenses Insurance, and Income Protection, and the premiums are generally calculated based on the insured's risk factors; these include things like your age, gender, occupation, health and lifestyle choices.
Quite often, the younger and healthier you are, the cheaper your cost of insurance will be and you have the option of locking in the cost of your premiums making them affordable over the long term.  So why not put a plan in place to protect yourself and your loved ones from a financial disaster! Call or email us today for an initial consultation.

20/20 Advice Pty Ltd ABN 51 166 265 023, Corporate Authorised Representative No. 449524
Alliance Wealth Pty Ltd ABN 93 161 647 007 | AFSL 449221